Tracy MaHey!  Thank you for taking the time to check out this website.  I’m Tracy.  I’m a consultant, entrepreneur and real estate investor & unquenchable life long learner dedicated to supporting you in your financial journey.

Born-and-raised prairie girl with nothing more than $600 in the bank account after graduating with a pile of student debt, I made it my personal mission to slash that debt asap.

For two years, I moonlighted as a model, tutor and as an environmental engineer and conquered that debt.  It wasn’t easy.    70+ hour work weeks combined with long work days and occasional overnight shifts in the office resulted in massive stress.

I decided NO MORE.  Rather than working harder, I decided to work smarter. 

Diving into real estate and surviving  7 years later, I built up my money stash and reached my financial bliss.  

Around the same time, I reached my goals as an environmental engineer so I left my engineering job after 13 years. 

Freedom, continuous personal growth and able to try new things became my biggest motivation. I dreamed about what it would be like to spend more time with my twins, dance, travel, and do work that I truly loved to do.

Leaving a secure 6-figure government job with an immediate opportunity for promotion, cool traveling opportunities,  incredible benefits, and a GOLDEN pension was not easy.  I knew if I didn’t do it, I would never do it and my life would be filled with regret.  

Living a life of regret is incredibly scary to me.   To crush that fear, I stopped settling in life, took action and changed my life.

Real Estate Investing Journey

My real estate investing journey started in 2007.  Teaming up with my husband, I’ve been investing in real estate to accelerate financial independence and to create future wealth for my family.

I didn’t grow up with a silver spoon so I had to scrimp and save and used almost all of my income to buy rental properties, stocks, and other investments to build a financial fortress to create a life that I want to lead.

I’ve grown my real estate to a multimillion dollar portfolio as featured on Canadian Real Estate Wealth Magazine.  I have spent the past decade discovering ways to invest in real estate while managing a demanding career, young family (twins) and life.

I have discovered hundreds of investing tips, tricks, techniques, and pitfalls that I now get to share with you.   I’ve made a lot of money but I’ve also lost money along the way.  I want to help you avoid those silly mistakes that I’ve made and help mentor you to jump into the real estate investing journey — the right way.  

Future Investing Journey – How it Could Help You

Westboro Brainery AirBnBAs a part-time real estate investor, my goal is to save a good chunk of cash, build more passive income streams, grow & diversify my investments to jumpstart my kids future and to continue to publish actionable and valuable content about my investment journey to help you.

Even before I started investing in real estate,  I had an intense thirst for everything related to investments.  I’ve day traded futures, invested in stocks, invested in syndicated mortgage funds and pursued private money lending opportunities.

Despite almost two decades in my investment journey, I am still human and I have a lot to learn.  I want to be fully transparent, sharing the good, the bad and the ugly.  Along the way, I hope to inspire, motivate or the very least move you in the right direction. And I’m a lifelong learner – I want to hear and learn from you too.


Tracy Ma OCRMy mission is to inspire you to stop settling in life, take action to do what you love to do, help and inspire you to kick ass and make your life amazing.  This blog is for the ambitious, the hustlers, the entrepreneurs, and the action takers who are building their wealth through real estate, businesses and investments and accelerating their path to financial nirvana.   

Tracy Ma, Founder of Financial Nirvana Mama

What can this Blog do for You? 

If you want to reach financial independence and create wealth so that you can:

– Live for free: ex. stop worrying about day to day expenses like a mortgage

– Create a money stash for your family for financial security

– Create an education fund for your kids the smart way without spending a fortune

– Afford a dream nanny

If you want to learn how to invest smarter by learning how to:

– invest in real estate – the simple way aligned to your LIFESTYLE

– build and grow your money even while you are sleeping

– become financially savvy in real estate investments 

– grow your income in multiple ways

– and the list goes on and on...

Then this blog is for you!


Feel free to send me your questions.  I might be able to help you or at least direct you to someone who has the answer.  Just submit your questions here (seriously, I love hearing from people) and I might even write an article about it.

How I Started Investing in Real Estate – Draw My Life:

P.S. Are we connected on Facebook? If not, hit the like button and introduce yourself! I’d love to meet you.

Happy Investing,

Tracy Ma

Founder of Financial Nirvana Mama

More Posts:

Do You Know the Tiny Problems that Could be Killing Your Rental Ads??  8 Tips & Tricks to AVOID my early Mistakes!  

10 Winning Real Estate Investment Strategies